Medicare eligibility is primarily based on age and certain qualifying conditions. Here are the general eligibility criteria:
1. Age 65 or Older: You are typically eligible for Medicare when you turn 65. You can apply for Medicare during the Initial Enrollment Period (IEP), which includes the three months before your 65th birthday, the month of your birthday, and the three months after.
2. Disability: If you are under 65 but have been receiving Social Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for at least 24 months, you may also qualify for Medicare.
3. Certain Medical Conditions: Individuals with certain medical conditions, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS, or Lou Gehrig's disease), may be eligible for Medicare regardless of age.
It's important to note that even if you're eligible, you may need to actively enroll in Medicare. If you're already receiving Social Security benefits, you may be automatically enrolled. If not, you'll need to sign up during the Initial Enrollment Period.
You can apply for Medicare online through the Social Security Administration's website or by visiting your local Social Security office. If you have questions about your specific situation, it's advisable to contact the Social Security Administration or visit their official website for the most accurate and up-to-date information.
